Denied credit by a firm? The Federal Fair Credit Reporting Act requires disclosure of the reasons, and this letter lays it all out.
Danny Danielson 123 Main St. Anytown, CA 95928 (555) 555-1212
August 14, 2010
To Whom It May Concern,
I recently learned that your firm denied me credit on [date] for the following transaction:
Under the Federal Fair Credit Reporting Act, I hereby request full disclosure of the reason(s) why credit was denied. Additionally, I request information about the nature of any negative credit information you have received from any source, including, but not limited to, reporting agencies.