Denied credit by a firm? The Federal Fair Credit Reporting Act requires disclosure of the reasons, and this letter lays it all out.
123 Main St.
Anytown, CA 95928
August 14, 2010
To Whom It May Concern,
I recently learned that your firm denied me credit on [date] for the following transaction:
Under the Federal Fair Credit Reporting Act, I hereby request full disclosure of the reason(s) why credit was denied. Additionally, I request information about the nature of any negative credit information you have received from any source, including, but not limited to, reporting agencies.