Credit applicants can use this free, printable template to request a bank credit reference. The bank fills out the information on the account, the balance, and any secured or unsecured loans before sending it back to the creditors.
Request for Bank Credit Reference
Credit Reference For:
The aforementioned client is applying for a credit application and has named your bank as a credit reference. The client has authorized us to access confidential information, so please take a moment to provide information to the following questions:
1. How long has the client held an account at your bank?
2. What is the average daily balance in the account? $
3. Does the client tend to have overdrafts? Yes No
4. Has the client taken out any loans? Yes No
5. If Yes:
Balance on secured loans:$
Balance on unsecured loans:$
Terms of Repayment:
Repayment Satisfactory? Yes No
Is the client satisfactory? Yes No
Thank you for your assistance,